Buy from over 200 products on interest-free easy weekly payments of your choice

No Interest, establishment fees or missed payment penalty

You choose the weekly payment amount

100% online application. Most applications processed within 1 business hour

No fees for cancellation with 5 working days


Trusted by 100s of customers across New Zealand, we can help you get products that you thought you couldn’t afford.

100% transparency

Prices, delivery conditions, terms explained upfront to you with a copy of contract emailed to you to you when you signup. No hidden fee, no nasty surprises.

Free cancellation within 5 days

Changed your mind after the purchase. No problem, we understand. Just call or email us and we will cancel your contract without ANY cancellation fees and refund any money paid within 48 working hours.

No interest - EVER

Easy weekly payments as per your preference and no interest. This means everything that you pay goes towards paying off the product price and bringing you closer to your last payment.

Bad credit - No problem

Life happens and we understand that. As long as you have a sustainable income and repayment capability you can get that beautiful phone, furniture or any other product that you always wanted

No establishment fee

Don’t get bogged down all kinds of fees that other companies charge over the price of your product that keeps on inflating your outstanding balance  

We care

Again, life happens and we understand. If your situation changes after signing the contract or you are facing financial hardship, we provide flexibility for our customers to tide through the crisis.



1. Choose a product online

Choose any product from our layby catalogue.

2. Fill up a simple layby form

Provide some info about yourself and delivery address in a simple form

3. Review and Select Payment Method

Review your order details and select your preferred payment method.

4. You are all set

Enter the payment details for auto-debit/direct-debit and that’s it. You are done.


Premium Deals is a registered Financial Services Provider (FSP545586) and a member of FSCL (Financial Services Complaints Limited) dispute resolution scheme (membership number 6778)


34 Gravatt Rd, Unit 6 Fashion Island, Papamoa-3118 New Zealand
0800 46 7736

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