Great Products On
Easy Layby

Get Phones, TVs, Home Electronics, Furniture and other great products on easy interest-free weekly payments starting $20*

Sign up now to get amazing deals starting at just $20/week*


Trusted by 100s of customers across New Zealand, we can help you get products that you thought you couldn’t afford.

100% transparency

Prices, delivery conditions, terms explained upfront to you with a copy of contract emailed to you to you when you signup. No hidden fee, no nasty surprises.

Free cancellation within 5 days

Changed your mind after the purchase. No problem, we understand. Just call or email us and we will cancel your contract without ANY cancellation fees and refund any money paid within 48 working hours.

No interest - EVER

Easy weekly payments as per your preference and no interest. This means everything that you pay goes towards paying off the product price and bringing you closer to your last payment.

Bad credit - No problem

Life happens and we understand that. As long as you have a sustainable income and repayment capability we will give you that beautiful phone, furniture or any other product that you want.

No establishment fee

Don’t get bogged down all kinds of fees that other companies charge over the price of your product that keeps on inflating your outstanding balance.  

We care

Again, life happens and we understand. If your situation changes after signing the contract or you are facing financial hardship, we provide flexibility for our customers to tide through the crisis.



1. Choose a product online

Choose any product from our layby catalogue.

2. Fill up a simple layby form

Provide some info about yourself in a simple layby application form

3. Provide your documents

Provide us with your ID proof, address proof and income proof. We will access your credit eligibility and give you an answer FAST.

4. You are all set

We will set-up direct debit, provide you with a copy of layby contract with all info. No surprises.


*Direct debit fee of $1.38/transaction applies.

**Customer must fulfil Premium Deals internal credit assessment criteria.


Premium Deals is a registered Financial Services Provider (FSP545586) 

Premium Deals is a responsible lender and a member of FSCL. For any complaints we could not resolve, contact FSCL


1/11 Glenlyon Ave,
Tauranga - 3112
0800 46 7736